Visa Credit Card

You have lots of options when choosing a credit card. 

So how do you decide? Low rate? Travel rewards? Merchandise rewards? We can give you all of the above - UChoose Rewards®.

  • 1 point for every $1 credit purchase transaction at participating merchants
  • Redeem points for travel, events, shopping, and more!
  • Share and pool points with family members that have linked cards


Already have a Forcht Bank Credit Card? Sign up for UChoose Rewards and start earning rewards now! 

Or access your account online to review expenses and billing statements! Online Access

Apply Online Now


  • APR as low as 11.50%*
  • No annual fee
  • UChoose Rewards® 
  • Free balance transfer option
  • Fraud protection
  • Visa® Business Cards available
  • Web based account management
  • Web payment and bill payment


*The Annual Percentage Rate (APR) is based on your creditworthiness at account opening and is a variable rate which can be as low as 8.00% in addition to the Prime Rate as published in the Wall Street Journal.

Spend More. Earn More

With UChoose Rewards you can earn reward points everytime you swipe your Forcht Bank Debit or Credit Card. 

Sign Up Now!