New Start Credit

Having a good credit score is something that is extremely important to your financial success. A negative credit score could adversely affect your opportunities to: buy a home, obtain a loan, lease a car, receive lines of credit and more. That’s why if you’ve had previous credit problems, or need to establish a credit history; New Start Credit is for you!

How do I get started?

  1. You borrow a loan from Forcht Bank, in an amount from $1,000 - $2,500, for a term of 12, 18 or 24 months.
  2. We place the money you borrow in a certificate of deposit (CD) for you and earns interest.
  3. Each month, you make monthly payments on principal and interest to repay the amount you borrow. After making the final payment, you can withdraw the funds or leave them invested in the CD.

Successful completion of New Start Credit program should show an increase in your credit score. Plus, you will have helped to save a significant amount of money!

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