Overdraft Opt-in

Because of federal regulations, we require your consent before we provide you with overdraft services for everyday debit card and ATM transactions.

Because of recently enacted federal regulations, we will now require that all account holders give us permission to cover ATM and everyday debit card transactions in the event of an overdraft, even if we have done so in the past. If you don't give us that consent by opting-in, we will be forced to decline your card when you do not have enough money in your account.

The purpose of this opt-in process is to assist you with making an informed decision regarding these new requirements and to provide you with a means to notify us of your choice. Your decision for opt-in or opt-out will take effect within two business days once you complete this electronic process.

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