Checking
Our checking accounts are designed to fit your lifestyle--simple, secure, and packed with features. Whether you're managing daily expenses or setting financial goals, our checking account options offer flexibility and the support you need!
*Effective as of 6/16/2025
Elevated+ Checking | Elevated Checking | Foundation Checking | iStudent Checking | |
---|---|---|---|---|
Essential Benefits | ✔ | ✔ | ✔ | ✔ |
Shop Local Discounts¹ | ✔ | ✔ | ||
Health Savings | ✔ | ✔ | ||
Cell Phone Protection²⁻³ | ✔ | ✔ | ||
Roadside Assistance | ✔ | ✔ | ||
ID Theft Aid²⁻³⁻⁴ | ✔ | ✔ | ||
Buyer Protection²⁻³ | ✔ | ✔ | ||
Travel Accidental Death Insurance³ | ✔ | ✔ | ||
Financial Wellness⁴ | ✔ | ✔ | ||
Pet Insurance⁴ | ✔ | ✔ | ||
Fuel Discounts⁵ | ✔ | ✔ | ||
Interest | ✔ | |||
Exclusive Benefits | ✔ |
¹ Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. ² Subject to the terms and conditions detailed in the Guide to Benefits. ³ Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. ⁴ Requires activation. ⁵ You'll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You'll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transaction post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for the MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of of $0.10 per gallon. When you have 50 stored bonus transaction you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limited placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activated you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time without notice. ⁶ Paper statements are $5 per month. eStatements require enrollment in online banking.
our essential benefits
We offer the following benefits with all of our checking accounts:
- Online and Mobile Banking
- Online Bill Pay
- Over 90,000 Fee-Free ATMs
- eStatements
- Extended ITM Hours: 7 AM to 7 PM
- ATM/Debit Mastercard®
- TransferNow
- Instant Issue Cards
- Online Card Management
- Zelle
Happier Banking Starts with Checking To Fit Your Needs
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Elevated+ Checking
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elevated checking
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foundation checking
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iStudent Checking
As a convenient, no-monthly-fee account designed for students ages 13-24, iStudent Checking is perfect for managing your money on the go while focusing on school.

Safety net checking
With built-in protections and no overdraft fees, Safety Net Checking is a smart option for managing your money with confidence and peace of mind.
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