Checking accounts are the building blocks for financial stability. We offer a wide variety of checking accounts featuring benefits to match your lifestyle and banking habits.
COmpare our checking accounts
*Effective as of 9/13/2020
|Easy Checking||Forcht Friend Checking||iStudent Checking||55 Advantage Checking||Everyday Heroes Checking|
|Online & Mobile Banking|
|Unlimited Non-Forcht Bank ATM Fee Reimbursements||Yes, Up to 5||Unlimited||Yes, Up to 5||Yes, Up to 5|
|Checks||Available||Available||Available||2 boxes of club checks free per year||First Box Free|
|Overdraft Link Protection3|
|Minimum to Open||$50||$50||$50||$50||$50|
|Minimum Balance Requirement||$100, if it falls below, $6 month service charge||$500, if it falls below, $5 monthly service charge||$500, if it falls below, $5 monthly service charge||$100, if it falls below, $6 month service charge|
|Account Restrictions||For Students Ages 13-244||For customers 55 or above||For Police, Fire, EMS, and Military5|
1 Rates subject to change. See Forcht Bank Deposit Rates for more info.
2 $5 per month fee for paper statements. No charge for paper statements on 55 Advantage Checking account. eStatements require enrollment in online banking.
3 Transfers from your linked account may result in excess activity fee charges. Refer to your account disclosure for more information. $5 fee per transfer in $100 increments.
4 Proof of student status may be required. Account opened by a minor (under age 18) requires a parent or guardian to be a joint owner of the account. At age 25, account will be converted to Easy Checking. This account does not offer overdraft protection when insufficient funds are not available.
5 Available to: Law enforcement (City/County Police, State Police, Sheriff, Game Warden, FBI, DEA, ATF, US Marshals, Secret Service) | Firefighters and EMS (Firefighter, Paramedic, volunteer and full-time) | Military (active, reserve, national guard and veterans)
Personal Checking Accounts
Choose from four different account options that all share these same key features:
- Online, Mobile, and Telephone Banking
- Online Bill Pay
- ATM/Debit Mastercard®
Happier Banking Starts with Checking To Fit Your Needs
YOUR Debit Mastercard PERKS
When you open a Forcht Bank checking account, you'll receive a Debit Mastercard® for your spending. Learn about all the perks you'll love!
- Fraud Stop - We'll contact you if we detect unusual spending activity on your debit Mastercard® before allowing the purchase to process.
- Mobile Pay - Link your debit card to your smartphone to use contactless payment online, in-app, and in-store.
- CardValet® - CardValet brings you powerful debit card protection tools including budgeting, setting spending restriction, turning your card off/on, and more.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Standard messaging and data rates may apply for app download and usage. Apple® and Apple Store® are registered trademarks of Apple, Inc. Android® is a trademark of Google LLC. CARDVALET is a trademark of Fiserv, Inc