Checking
Checking accounts are the building blocks for financial stability. We offer a wide variety of checking accounts featuring benefits to match your lifestyle and banking habits.
*Effective as of 9/13/2020
| Easy Checking | Forcht Friend Checking | iStudent Checking | 55 Advantage Checking | Everyday Heroes Checking | |
|---|---|---|---|---|---|
| Interest Bearing1 | |||||
| Online & Mobile Banking | |||||
| Bill Pay | |||||
| ATM/Debit Card | |||||
| Unlimited Non-Forcht Bank ATM Fee Reimbursements | Yes, Up to 5 | Unlimited | Yes, Up to 5 | Yes, Up to 5 | |
| Checks | Available | Available | Available | 2 boxes of club checks free per year | First Box Free |
| eStatement2 | |||||
| Overdraft Link Protection3 | |||||
| Minimum to Open | $50 | $50 | $50 | $50 | $50 |
| Minimum Balance Requirement | $100, if it falls below, $6 month service charge | $500, if it falls below, $5 monthly service charge | $500, if it falls below, $5 monthly service charge | $100, if it falls below, $6 month service charge | |
| Account Restrictions | For Students Ages 13-244 | For customers 55 or above | For Police, Fire, EMS, Military and Educators5 |
1 Rates subject to change. See Forcht Bank Deposit Rates for more info.
2 $5 per month fee for paper statements. No charge for paper statements on 55 Advantage Checking account. eStatements require enrollment in online banking.
3 Transfers from your linked account may result in excess activity fee charges. Refer to your account disclosure for more information. $5 fee per transfer in $100 increments.
4 Proof of student status may be required. Account opened by a minor (under age 18) requires a parent or guardian to be a joint owner of the account. At age 25, account will be converted to Easy Checking. This account does not offer overdraft protection when insufficient funds are not available.
5 Available to: Law enforcement (City/County Police, State Police, Sheriff, Game Warden, FBI, DEA, ATF, US Marshals, Secret Service) | Firefighters and EMS (Firefighter, Paramedic, volunteer and full-time) | Military (active, reserve, national guard and veterans)
Personal Checking Accounts
Choose from four different account options that all share these same key features:
- Online, Mobile, and Telephone Banking
- Online Bill Pay
- eStatements
- ATM/Debit Mastercard®
Happier Banking Starts with Checking To Fit Your Needs
iStudent Checking
For students stretching a tight budget, this account has no minimum balance required.
55 Advantage Checking
For our customers over the age of 55 that prefer account benefits that include checks and paper statements.
Everyday Heroes Checking
A thank you to our heroes. This account is for Police, Fire, EMS, Military, and Educators.
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