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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

HERE’S AN EXTRA LAYER OF PROTECTION

If we detect fraudulent activity on your debit card, we’ll check with you before allowing potential fraud on your account.

OPTIMIZE YOUR ONLINE BUSINESS BANKING EXPERIENCE

For an optimized online experience, we strongly recommend using Forcht Bank’s Business Online Banking with either Google Chrome or Microsoft Edge browsers

Maintain a $2,500 minimum balance or $25,000 aggregate balance, 

and we'll waive the $10 monthly fee⁶

Elevated+ Checking offers exclusive features for those ready to maximize their banking experience, including interest on your account and special bank-only benefits.

Enjoy the essentials with added exclusives

  • Shop Local, Save Local¹: Local discounts and national retailer deals to save you money on shopping, dining, travel, and more
  • Health Savings Card: Save money on prescriptions, eye exams, frames, lenses, and hearing services
  • Cell Phone Protection²⁻³: Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen
  • Roadside Assistance: Available 24/7 and free to use, up to $80 in covered service charges
  • ID Theft Aid²⁻³⁻⁴: Includes personal identity theft benefit, payment card fraud resolution, identity restoration, credit monitoring & credit report, and identity monitoring
  • Buyer's Protection and Extended Warranty²⁻³: Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 90 days of purchase using your BaZing account
  • Travel Accidental Death Insurance³: For peace of mind for the unexpected
  • Financial Wellness⁴: Financial Wellness, powered by Gentreo, helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more
  • Pet Insurance⁴: Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more
  • Fuel Discounts⁵: Earn 10(¢) per gallon for up to 20 gallons each month with just 15 debit card swipes
  • Interest: Great interest on your checking balance
  • Elevated+ Benefits: 1 free box of checks per year, 10% off safe deposit boxes, and free cashier checks, money orders, and notary services

oPEN AN ACCOUNT TODAY!

¹ Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. ² Subject to the terms and conditions detailed in the Guide to Benefits. ³ Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. ⁴ Requires activation. ⁵ You'll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You'll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transaction post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for the MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of of $0.10 per gallon. When you have 50 stored bonus transaction you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limited placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activated you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time without notice. ⁶ Paper statements are $5 per month. eStatements require enrollment in online banking.

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