Learn about important changes to your banking alerts.

If you were previously receiving alerts for your banking, re-enroll in alerts with our new Alerts tool. 

Learn about important changes to your banking alerts.

If you were previously receiving alerts for your banking, re-enroll in alerts with our new Alerts tool. 

Students live a busy lifestyle, so we made an account that makes banking quick and convenient. From middle school through college, this account is available for students ages 13-24 and with no minimum balance required, we're taking the stress out of stretching a tight budget. Welcome to Happier Banking.

For students stretching a tight budget, this account has no minimum balance required.

  • No monthly service charge, for students age 13 to 241
  • Mobile & Tablet Banking Apps (Apple, Android & Kindle products)
  • Online, Mobile, & Telephone Banking
  • Online Bill Pay
  • ATM/Debit MasterCard®
  • Unlimited ATM fee refunds for non-Forcht Bank ATM withdrawals
  • eStatements2
  • $50 minimum opening deposit
  • No minimum balance required

1Proof of student status may be required. Account opened by a minor (under age 18) requires a parent or guardian to be a joint owner of the account. At age 25, account will be converted to Easy Checking. This account does not offer Accidental Overdraft Coverage.

2eStatements require enrollment in online banking. $5 per month fee for paper statements.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Standard messaging and data rates may apply for app download and usage. Apple and Apple Store® are registered trademarks of Apple, Inc. Android is a trademark of Google LLC.  Amazon.com, Inc. and its affiliates are the sole owners of the Amazon Marks, including Kindle.

Happier Banking Has No Limits

Enjoy 24/7 access to your finances with Online & Mobile Banking.

Happier Homeownership Starts Here

Found your dream home? Our Online Mortgage Application lets you apply 24/7 in as little as 10 minutes.

Still have questions? Check out our Frequently Asked Questions page. Visit our FAQs

Prefer a more personal touch? Contact us directly - our team is ready to help! Connect With Us