iStudent Checking

^{1 Proof of student status may be required. Account opened by a minor (under age 18) requires a parent or guardian to be a joint owner of the account. At age 25, account will be converted to Foundation Checking or a comparable account type. Offer is not available to existing Forcht Bank checking customers or customers whose accounts have been closed within the last 12 months. Promotional period begins on 5/18/2026 and ends on 7/11/2026. To receive the Dr. Dre Solo 4 Headphones: (1) Open a Forcht Bank iStudent checking account, subject to approval; (2) Deposit $50 or more at account opening; (3) Complete at least 10 debit card transactions; and (4) enroll in Online Banking. All requirements must be met within 45 days of account opening. If all requirements have been met, the Dr. Dre Solo 4 Headphones will be available to pick up at the branch where their account was opened 5 business days after the end of their 45-day promotional period. For accounts opened online, the Dr. Dre Solo 4 Headphones can be picked up at the branch location nearest to the customer mailing address. No minimum balance is required to earn the bonus. The fair market value of the Dr. Dre Solo 4 Headphones is considered interest and will be reported on IRS Form 1099-INT. If checking account is closed within 180 days after account opening, an early account closure fee will apply. Forcht Bank reserves the right to end the promotion without notice. Offer cannot be combined. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. "Beats," the "b" logo, and "Beats by Dr. Dre" are registered trademarks of Beats Electronics, LLC, which operates as a subsidiary of Apple and are registered and/or used in Canada, the U.S. and countries around the world. 2 eStatements require enrollment in online banking. $5 per month fee for paper statements.}

^{Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.}