Fraud Center
Fraud Center
The safety and security of our customers' finances are of utmost importance, and that's why we've carefully created this platform to educate on the various types of fraudulent activities that exist and the tools Forcht Bank has available to prevent them. By using our tools and resources, you can stay informed and take proactive measures to safeguard your personal and financial information. That's safe banking. That's Happier Banking.
Below are three of the top scams trending in 2024.
ROMANCE SCAMS
A romance scam is a trick where a scammer uses a fake online identity to gain a victim's trust and affection, and then uses that trust to get the victim to send money or commit fraud. Scammers may create fake profiles on dating sites and apps, or contact victims through social media sites. They may seem genuine, caring, and believable, and may even propose marriage and make plans to meet in person. However, when victims try to meet them, the scammers will always have an excuse and never show up. They may say they live overseas or somewhere remote, or that their technology isn't working.
CAR WRAP SCAMS
A scammer will contact you asking you to wrap your car with an advertisement for a business. They will send you a fraudulent check to pay for the wrap. They will ask that you send a portion back to pay for the wrapping of the car and the rest will be for you to keep. The check will then return as fraudulent on your account.
PEER-TO-PEER PAYMENT SCAMS
Scammers pose as buyers and sellers and trick individuals into sending money through a payment platform for goods or services that they never receive. The scammers often use fake or stolen identities, and may even pose as someone the victim knows or trusts. Once the victim sends the money, it's almost impossible to recover with Cashapp, Venmo, and Zelle® .
For other common scams to watch out for, here's a printable PDF to keep handy. Head here to learn more.
LET's Protect your account
When you need extra protection, we're here for you. Check out our banking products below that can add an extra layer of security to your finances.
Forcht Bank Notifi ALerts
Notifi Alerts is a premium alert system designed to keep you in-the-know with all things related to your Forcht Bank account. Stay safe with 75+ customizable alert options!
Fraud stop Text ALERTS
Forcht Bank's premium text alert system Fraud Stop will help stop debit card fraud before it starts! If we detect unusual spending activity, we'll text you to confirm or deny the transaction.
Customer call Center
We're always here for you. Unsure if you are being scammed? Play it safe and give us a call at
844-4-FORCHT (844-436-7248)
GET SCAM SMART
Our goal is to help you keep your hard earned money. Stay vigilant and learn the best ways to avoid common scams below.
PHONE CALL SCAMS
TEXT MESSAGE SCAMS
EMAIL SCAMS
PHIshing red flags
Phishing scams can happen almost anywhere, anytime. Whether it's a text, call, or email, we'll help you avoid taking the bait. Here are some common signs of a scam:
- Asking for a PIN
- Asking for SSNs
- Sharing a "one-time" code
- Ask to download an attachment
- Misspelled words
- Asking for addresses
- Asking for your password
- Text or call unexpectedly
If you're suspicious, play it safe and call our Customer Care Center at 844-4-FORCHT (844-436-7248).
Fraud stop text alerts
With Forcht Bank's new premium text alert system, Fraud Stop, we help you stop debit card fraud before it starts.
How does it work?
Simple. If our system detects a potential attempted fraudulent purchase using your debit card information, we will text* you asking if the purchase is an authorized transaction. Simply reply “Yes” to approve the purchase or “No” to stop the purchase.
How do you sign up?
All Forcht Bank customers are automatically enrolled for our card monitoring service if you provided us with your mobile phone number. You can then receive this instantaneous text alerts to help stop fraud on your debit card.
Stay in the know with Forcht Bank Notifi Alerts
Need a text alert when someone tries to log into your Forcht Bank account? How about a mobile app notification when you've received a direct deposit? With Forcht Bank Notifi Alerts, you have over 75+ customizable alert options to choose from. Watch this video to see how Notifi Alerts can help you.
- SMS Text Alerts
- Mobile Push Notifications
- Email Alerts
- Secure Messaging Through Online Banking
VICTIM OF FRAUDULENT ACTIVITY? REPORT IT
If you think you have become a victim of identity theft or are concerned there is unauthorized access to your debit/credit card, online or mobile banking accounts, please call our Customer Care Center immediately – 844-436-7248. If you have indeed experienced any type of fraud on your account, you may want to contemplate filing a report with local law enforcement, as well as working with the credit bureaus to minimize any effect to your credit profile.
Equifax: equifax.com
To order a report, call 1-800-685-1111
To report fraud, call 1-800-525-6285
TDD 1-800-255-0056 and write to P.O. Box 740241, Atlanta, GA 30374-0241
Experian: experian.com
To order a report, call 1-888-EXPERIAN, 1-888-397-3742
To report fraud, call 1-888-EXPERIAN, 1-888-397-3742
TDD 1-800-972-0322 and write to P.O. Box 9532, Allen, TX 75013
TransUnion: transunion.com
To order a report, call 1-800-888-4213
To report fraud, call 1-800-680-7289
TDD 1-877-553-7803 Fax 1-714-447-6034 and write to
Fraud Victim Assistance Department, P.O. Box 6790
Fullerton, CA 92634-6790
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