Mortgage & Home Loans
Whether you're a first time buyer, or experienced and building your dream home - the home buying process is exciting, but can also be a confusing time. Forcht Bank Mortgage Officers are experienced and ready to help you through the process from start to finish.
the Road to Homeownership with Easy Street Mortgage
The path to homeownership can be easier than you imagine. Visit our Mortgage Knowledge Center to learn about the mortgage process, the many different home loan options available to fit your needs, and to begin the application process.
Happier Homeowners Start Here
Fixed Rate Mortgage
A simple mortgage option in which the interest rate will not change over the lifetime of the loan.
Adjustable Rate Mortgages (Arms)
Looking for short-term ownership financing? Interest rates and monthly payments may vary with the market index.
Jumbo Mortgage
A loan that exceeds $726,200. Jumbo mortgage terms at Forcht Bank can be customized to fit your needs.
VA Mortgage
Loan options exclusive to qualifying veterans of the Armed Services, those currently in active duty or the reserves, and widows and widowers of veterans.
Balloon Mortgage
A shorter term mortgage option that is typically written as a fixed rate mortgage. Suited for those living in a home for a short period of time or who are expecting an increase in income in the near future.
FHA Mortgage
A Federal Housing Administration (FHA) mortgage is a loan that is government-insured and backed by the FHA.
USDA / Rural House Mortgage
Geared towards home buyers who live in rural areas who have low to moderate income and no down payment.
Construction Loan
Used to finance the building or construction of your new home or building. These loans can be tailored to meet your special needs.