If we detect fraudulent activity on your debit card, we’ll check with you before allowing potential fraud on your account.


For an optimized online experience, we strongly recommend using Forcht Bank’s Business Online Banking with either Google Chrome or Microsoft Edge browsers

A community bank with a credit card to fit your needs? That's us. We offer a variety of Visa® credit cards to reward you for your spending based on your lifestyle. Want a straight-forward card with a low interest rate? Check out our Simple Card. Looking for rewards? Check out our Passport Card for cash back, travel points, gift cards and more. Best of all, every Forcht Bank credit card comes with the ability to set real-time usage alerts, set spending limits, and even control your card status by turning it off and on, all through the Forcht Bank Mobile Banking App.

Happier Shopping Starts Here

Simple VISA Card

Our Simple VISA Card comes with an introductory 0% Annual Percentage Rate for the first 5 months, low interest rate, fraud protection, no annual fees and more.

Passport VISA Card

Where will your Passport VISA Card take you? Enjoy rewards including restaurants, gift cards, travel, cashback and more with uChoose Rewards.

iStudent VISA Card

Reserved for students, this credit card is designed to help build student credit with no annual fee. Students can also enjoy uChoose Rewards perks including gift cards, restaurants, cashback, and more.

Reserve Credit Card

Our most exclusive credit card is sleek and earns you cashback on every qualifying purchase. Protect your card with the Forcht Bank Mobile Banking app with alerts and fraud control, allowing you to turn your card on and off.

IMPortant notice about the credit card management portal

Due to changes by the vendor, the standalone Credit Card Management portal will no longer be available to access your consumer credit card online. To learn how to access your credit card account, please reference the frequently asked questions below. 


If you have additional open accounts with us and are not currently enrolled in Forcht Bank Online Banking
You can enroll in Online Banking and your credit card account will be visible along with any other Forcht Bank accounts you may have. You may also continue to access information about your credit card account by calling the number listed on the back of your card.
If you have additional open accounts with us and are currently enrolled in Forcht Bank Online Banking
Online Banking customers will be able to view and manage their credit card accounts alongside their other Forcht Bank accounts, as usual.
If you currently only have a Visa Credit Card with us, but no other accounts

You may continue to access information about your credit card account by calling the number listed on the back of your card.

If you'd like to have online access to your credit card account through Forcht Bank Online Banking, you can easily open a checking or savings account safely and securely online or at any of our branches.

uChoose Rewards

Reward yourself for your everyday purchases when you use your Forcht Bank Credit Card1. Redeem points towards gift cards, travel, concert tickets, and cash back! Sign up now or login to your uChoose Rewards account. Questions? Dial 1-855-634-1606 to reach our uChoose Rewards Customer Service Team. They will be able to quickly assist you with any questions you experience with your account or the website, as well as assist you in redeeming your points for rewards right over the phone. Learn more information on uChoose Reward's terms and conditions.

FIND A Credit card that fits your needs

*Effective as of 2/21/2024

Simple VISA CardPassport VISA CardiStudent VISA CardReserve Credit Card
Annual FeeNo FeeNo FeeNo FeeYes, $295.00
Limited Time Intro RateYes, 0% APR for first 5 months
Ongoing APR1After intro period, variable APR will be 15.50% to 19.50%, based on creditworthinessVariable APR will be 20.50% to 26.50%, based on creditworthinessVariable APR will be 22.50% to 26.50%, based on creditworthinessVariable APR will be 20.50% to 26.50%, based on creditworthiness
Customized Card DesignYes, MyCustomCard AvailableYes, MyCustomCard AvailableYes, MyCustomCard AvailableNo
Travel Accident Insurance
Lost Luggage Insurance
Retail Warranty Extensions
Fraud Protection
Balance Transfers

The prime rate used to determine your APR is the rate published in the Wall Street Journal as of the last business day of each month. Any change in this index will cause your APR to change on the first day of the month, following a prime rate change on or before the tenth of the prior month. Rates are accurate as of August 2023. HOW WE CALCULATE YOUR BALANCE: We use a method called "average daily balance (including new purchases). An explanation of this method is provided in your account agreement. BILLING RIGHTS: Information on your rights to dispute transactions and how to exercise those rights is provided with your account agreement. OHIO RESIDENTS:  The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request.  The Ohio Civil Rights Commission administers compliance with this law.  

21 reward point is earned for every $1 spent in qualifying net purchases (purchases minus returns/credits) on the uChoose Rewards Account.  Certain transaction and reward restrictions may apply.   iSTUDENT CREDIT CARD REWARDS: spend $1 = 1.5 rewards points apply to purchases at book stores, school supplies, school expenses and sporting events; spend $2 = 1 reward point on all other purchases. Refer to the Forcht Bank uChoose Rewards Program Terms and Conditions for details. 

Take Your Business to the Next Level

 Get the right tools for the job. Our Business Power VISA Card and our Corporate VISA Card will help you and your team meet your goals.

Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc.  

Still have questions? Check out our Frequently Asked Questions page. Visit our FAQs

Prefer a more personal touch? Contact us directly - our team is ready to help! Connect With Us