If we detect fraudulent activity on your debit card, we’ll check with you before allowing potential fraud on your account.


For an optimized online experience, we strongly recommend using Forcht Bank’s Business Online Banking with either Google Chrome or Microsoft Edge browsers

A community bank with a credit card to fit your needs? That's us. We offer a variety of Visa® credit cards to reward you for your spending based on your lifestyle. Want a straight-forward card with a low interest rate? Check out our Simple Card. Looking for rewards? Check our our Passport Card for cash back, travel points, gift cards and more. And best of all, every Forcht Bank credit card comes with CardValet® - real-time usage alerts, set spending limits, and even control your card status by turning it off and on.

Happier Shopping Starts Here

Simple VISA Card

Our Simple VISA Card comes with an introductory 0% Annual Percentage Rate for the first 5 months, low interest rate, fraud protection, CardValet®, no annual fees and more.

Passport VISA Card

Where will your Passport VISA Card take you? Enjoy rewards including restaurants, gift cards, travel, cashback and more with uChoose Rewards.

iStudent VISA Card

Reserved for students, this credit card is designed to help build student credit with no annual fee. Students can also enjoy uChoose Rewards perks including gift cards, restaurants, cashback, and more.

Reserve Credit Card

Our most exclusive credit card is sleek and earns you cashback on every qualifying purchase. Protect your card with our easy-to-use CardValet® app with alerts and fraud control allowing you to turn your card on and off.


Your card on your terms. The CardValet® app allows you to turn your card on/off with the touch of a button, set spending limits, receive alerts when your card is used, and more! 

uChoose Rewards

Reward yourself for your everyday purchases when you use your Forcht Bank Credit Card1. Redeem points towards gift cards, travel, concert tickets, and cash back! Sign up now or login to your uChoose Rewards account. Questions? Dial 1-855-634-1606 to reach our uChoose Rewards Customer Service Team. They will be able to quickly assist you with any questions you experience with your account or the website, as well as assist you in redeeming your points for rewards right over the phone. Learn more information on uChoose Reward's terms and conditions.

Online Credit Card Management

Review credit card statements, transactions and search your purchases with our Online Access tool.

FIND A Credit card that fits your needs

*Effective as of 1/13/2021

Simple VISA CardPassport VISA CardiStudent VISA CardReserve Credit Card
Annual FeeNo FeeNo FeeNo FeeYes, $295.00
Limited Time Intro RateYes, 0% APR for first 5 months
Ongoing APR1After intro period, variable APR will be 10.25% to 14.25%, based on creditworthinessVariable APR will be 15.25% to 21.25%, based on creditworthinessVariable APR will be 17.25% to 21.25%, based on creditworthinessVariable APR will be 15.25% to 21.25%, based on creditworthiness
CardValet Monitoring & Control
Customized Card DesignYes, MyCustomCard AvailableYes, MyCustomCard AvailableYes, MyCustomCard AvailableNo
Travel Accident Insurance
Lost Luggage Insurance
Retail Warranty Extensions
Fraud Protection
Balance Transfers

The prime rate used to determine your APR is the rate published in the Wall Street Journal as of the last business day of each month. Any change in this index will cause your APR to change on the first day of the month, following a prime rate change on or before the tenth of the prior month. Rates are accurate as of January 2021. HOW WE CALCULATE YOUR BALANCE: We use a method called "average daily balance (including new purchases). An explanation of this method is provided in your account agreement. BILLING RIGHTS: Information on your rights to dispute transactions and how to exercise those rights is provided with your account agreement. OHIO RESIDENTS:  The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request.  The Ohio Civil Rights Commission administers compliance with this law.  

21 reward point is earned for every $1 spent in qualifying net purchases (purchases minus returns/credits) on the uChoose Rewards Account.  Certain transaction and reward restrictions may apply.   iSTUDENT CREDIT CARD REWARDS: spend $1 = 1.5 rewards points apply to purchases at book stores, school supplies, school expenses and sporting events; spend $2 = 1 reward point on all other purchases. Refer to the Forcht Bank uChoose Rewards Program Terms and Conditions for details. 

Take Your Business to the Next Level

 Get the right tools for the job. Our Business Power VISA Card and our Corporate VISA Card will help you and your team meet your goals.

Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc.  

Still have questions? Check out our Frequently Asked Questions page. Visit our FAQs

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