A message from tucker ballinger

Forcht Bank President & CEO Tucker Ballinger When I joined Forcht Bank in 2011, it was obvious to me how much Forcht Bank valued its customers and communities. I knew this was a special organization that was making a difference in our customers’ lives and the communities we serve.

Our mission statement is to consistently exceed our customers' expectations.

Our team of 260+ employees come to work every morning with that goal in mind. We do this in a variety of ways: new technology, personal service, and products and promotions designed to make our customers’ lives easy, simple, faster, and better.

Forcht Bank was founded in 1985 by Terry Forcht on a foundation of solid banking principles – respect for the customer, competitive rates, and service to the community. We maintain those same principles today, and will continue them into the future. We look forward to serving our customers for many years to come.


Forcht Bank proudly upholds volunteering and giving back to our communities as key core values of our company. Recognizing the vital role our communities play in our success, we believe through volunteering and actively contributing our time and skills to various community projects, we're investing back into the neighborhoods that have invested in us. By nurturing strong bonds with our communities, we hope to build a brighter future for all. 



The Community Reinvestment Act (CRA) evaluates a bank's performance of meeting the credit needs of its entire community in which it does business, including low- and moderate-income neighborhoods. The information below is current as of April 1 of each year. Our full CRA Public File can be viewed, including Evaluations, Assessment Areas, List of Services, Loan to Deposit Ratios and more here:

2024 Community Reinvestment Act Public File for Forcht Bank

Building a great customer experience does not happen by accident. Here's how our Mission, Vision, and Values combine to bring you a Happier Banking experience!

Our Purpose

Our mission is to consistently exceed the expectations of our customers.

What we Aspire to Be

Our vision is to attract and retain the best employees in the industry. They will help us become the community bank of choice for business professionals and individuals in the markets we serve. 

What We Believe

  • We Believe Work Ethic Wins - Our passion to succeed is demonstrated in our willingness to go above and beyond. 
  • We Believe in Change - We recognize the importance of changing, evolving, and improving.
  • We Believe in Building Relationships - We strive to build unbreakable bonds with our teammates, customers and communities. 
  • We Believe in Giving Back - We are committed to giving back to our communities by volunteering our time and financial resources.
  • We Believe in Diversity - We celebrate and embrace diverse opinions and backgrounds to help build a sustainable business. 

Executive Team

our leadership driving the happier banking experience

Tucker Ballinger

President & CEO

Fran Fuson

Chief Credit Officer

Justin Badeau

Chief Financial Officer

Chip Clements

Chief Technology Officer

Michael Noftsger

Chief Administration Officer



The history of Forcht Bank is also the history of Terry E. Forcht, Chairman & CEO of the Forcht Group of Kentucky. A native of Louisville now residing in Corbin, Mr. Forcht became interested in banking working for the Federal Reserve while a student at the University of Louisville in the 1960’s.

In 1972, while practicing law in Corbin, he was appointed to the board of directors at Corbin Deposit Bank and Trust. His interest in banking grew over the years, and in 1985 he and a group of investors opened their first bank, Tri-County National Bank in Corbin, with $1.5 million in assets.

WHat soon followed

In the years that followed, Mr. Forcht founded or acquired 12 additional community banks:

  • Deposit Bank & Trust, Greensburg
  • Williamsburg National Bank
  • Campbellsville National Bank
  • Laurel National Bank
  • McCreary National Bank
  • Somerset National Bank
  • PRP National Bank, Louisville
  • Boone National Bank, Burlington
  • First National Bank of Lexington
  • Eagle Bank of Grant County
  • Grant County Deposit Bank
  • Watch Hill Bank, Cincinnati

One bank, ONe goal

Today, Forcht Bank has 3 loan production offices, 23 banking centers across Kentucky and Cincinnati, Ohio with 260+ employees, and approximately $1.5 billion in total assets - making it one of the largest banking groups based in Kentucky. Forcht Bank’s mission is to exceed our customer’s expectations by delivering an easy, simple, faster, and Happier Banking experience.

Forcht Bank has a 5 Star Rating by Bauer Financial,

the nation’s leading independent bank rating and research firm.

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