A Fast Way to Send Money To People You Trust

The money goes directly into your bank account in minutes - it's available to spend just as fast. 

Now Offering Positve Pay for ACH and Checks

ACH Positive Pay is now available at Forcht Bank with Business Online Banking.  ACH Positive Pay is an online fraud mitigation service which allows you to manage ACH debits and credits posting to your business account.

Having a savings goal for large purchases, rainy day funds, vacations, or emergency expenses is important. We make it easy to save with a variety of savings accounts and online tools.  All accounts come with these great features:

  • Interest bearing
  • Online Banking Access, with the exception of Christmas/Vacation Club Account
  • eStatement or Paper Statements1
  • 6 Withdrawals or Transfers per Statement Cycle, with the exception of Christmas/Vacation Club Account and all Certificate of Deposits/IRAs2


1Enrollment in Online Banking required for access to eStatements

2Excess activity fee of $7.50 will be assessed for each additional withdrawal or transfer over allotted limit. Refer to your account disclosure for additional information.


Smarter Saving Starts Here

Simple Savings

Our easiest savings option with a low minimum balance to open, perfect for any savings goals.

  • $100 minimum to open
  • $100 minimum balance requirement, or an aggregate balance of $5,000; if falls below $6 monthly service charge

Forcht Friend Savings

Ordinary savings account combined with extraordinary service. 

  • $500 minimum to open
  • $500 minimum balance requirement, or an aggregate balance of $5,000; if falls below $5 monthly service charge

Performance Money Market

Earn more while building your nest egg.  Earn more interest as your balance grows. 

  • $2,500 minimum to open
  • $2,500 minimum balance requirement, or an aggregate balance of $5,000; if falls below $6 monthly service charge

Forcht Reserve Money Market

Tiered variable interest rate with our highest minimum balance required.

  • $50,000 minimum to open
  • $50,000 minimum balance requirement; if falls below $20 monthly service charge

Vacation/Christmas Clubs

Set a target and hit your savings goals with these club accounts. 

  • $50 minimum to open
  • No minimum balance
  • $10 penalty for early withdrawal

Certificate of Deposit/IRA

Fixed rates at fixed terms for a strong savings plan. 

  • $1,000 minimum to open

Savings Accounts Rates

*Effective as of 1/27/2021

AccountMin. Balance to Obtain APY1Interest RateAPY2
Simple SavingsAny0.05%0.05%
Forcht Friend Savingsup to $9,999.990.05%0.05%
$10,000.00 & up0.10%0.10%
Performance Money Marketup to $9,999.990.05%0.05%
$10,000.00 - $49,999.990.10%0.10%
$50,000.00 - $99,999.990.10%0.10%
$100,000.00 & up0.15%0.15%
Forcht Reserve Money Marketup to $49,999.990.15%0.15%
$50,000 to $99,999.990.20%0.20%
$100,000 - $249,999.990.25%0.25%
> $250,0000.30%0.30%
Platinum Business Money Marketup to $99,999.990.15%0.15%
$100,000 - $249,999.990.20%0.20%
$250,000 - $499,999.990.30%0.30%
> $500,0000.40%0.40%
1Minimum balance to obtain APY refers to the amount of the principal in the account each day. Interest is compounded daily and paid monthly or quarterly, based on account type.

2The interest rate and Annual Percentage Yield (APY) may be subject to change after account opening. 


 

Online & MObile Banking

Happier Banking means 24/7 access to your money with Online & Mobile Banking. You work hard for your money, so you should never be without it. Whether you're on-the-go or relaxing at home, Forcht Bank offers money management solutions for your convenience on all your devices, all the time.

Informational Purposes Only. Review your disclosures provided at account opening for information related to your specific account.

Still have questions? Check out our Frequently Asked Questions page. Visit our FAQs

Prefer a more personal touch? Contact us directly - our team is ready to help! Connect With Us