Welcome to Happier Banking
Open an Account
Open an account securely online in as little as 3 minutes.
Apply for a loan
Apply for a home mortgage loan in as little as 10 minutes. And have an experienced lender at your fingertips to walk you through the process.

GEt scam smart with the fraud center
In a world filled with scammers and advanced technology, it can be difficult to determine a scam from what's real. The Forcht Bank Fraud Center serves as a valuable resource to learn about the latest fraud schemes and how to protect yourself against them using knowledge and Forcht Banks digital tools and services. Learn how to protect your finances and well being today.

Notifications you need
Forcht Bank Notifi Alerts is our most customizable alerts system yet! You can choose the alerts you want, and how you want to receive them. We have the capability to contact you through a variety of options to ensure you never miss an alert.
- SMS Text Alerts
- Mobile Push Notifications
- Email Alerts
- Secure Messaging Thru Online Banking
What is Happier Banking?
Happier Banking is our promise to you that when you partner with Forcht Bank and our amazing team of staff that you will discover a banking experience you’ve never had before. As a community-based bank with locations throughout Kentucky and Ohio, we are uniquely positioned to offer our customers a vast array of products and technology, with the personal hometown bank touch.