Credit Cards

A community bank with a credit card to fit your needs? That's us. We offer a variety of credit cards to reward you for your spending based on your lifestyle. Want a straight-forward card with a low interest rate? Check out our Simple Card. Looking for rewards? Cash back, travel points, gift cards - we've got you covered. Check out our Passport Card. And if you're looking to take your business to the next level, get the right tools for the job. Our Business Power VISA Card and our Corporate VISA Card will help you and your team meet your goals.


Online Credit Card Management

Review credit card statements, transactions and search your purchases with our Online Access tool.

UChoose Rewards

Reward yourself for your everyday purchases. Earn 1 point for every $1 spent using your Forcht Bank Credit Card1. Redeem points towards gift cards, travel, concert tickets, and cash back! Sign up now and login to your UChoose Rewards account. Learn more information on UChoose Reward's terms and conditions.

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Simple VISA Card Passport VISA Card iStudent VISA Card

 
Passport card

Annual Fee
No No No
Limited Time Introductory Rate
Yes, 0% APR for first 5 Months No No
Ongoing APR2
After intro period, variable
APR will be 12.25%
to 16.25%, based on creditworthiness
Variable
APR will be 17.25%
to 23.25%, based on creditworthiness
Variable
APR will be 19.25%
to 23.25%, based on creditworthiness
UChoose Rewards1
No Yes Yes
Card Valet Monitoring & Control
Yes Yes Yes
Customized Card Design
Yes, Design 
MyCustomCard
Yes, Design
MyCustomCard
Yes, Design
MyCustomCard
Administer Users
N/A N/A N/A
Travel Accident Insurance
Yes Yes
Yes
Lost Luggage
Yes Yes Yes
Retail Warranty Extensions
Yes Yes Yes
Fraud Protection
Yes Yes Yes
Balance Transfers
Yes,
Fees apply
Contact Us For Details
Yes,
Fees apply
Contact Us For Details
Yes,
Fees apply
Contact Us For Details

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11 reward point is earned for every $1 spent in qualifying net purchases (purchases minus returns/credits) on the uChoose Rewards Account.  Certain transaction and reward restrictions may apply.   iStudent Credit Card uChoose Rewards: spend $1 = 1.5 rewards points apply to purchases at book stores, school supplies, school expenses and sporting events; spend $2 = 1 reward point on all other purchases. Refer to the Forcht Bank uChoose Rewards Program Terms and Conditions for details. 2The prime rate used to determine your APR is the rate published in the Wall Street Journal on the tenth (10th) day of the prior month, or the business day prior to the 10th if the 10th should fall on a holiday or weekend. Rates are accurate as of November 2018. HOW WE CALCULATE YOUR BALANCE: We use a method called "average daily balance (including new purchases). An explanation of this method is provided in your account agreement. BILLING RIGHTS: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.