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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

HERE’S AN EXTRA LAYER OF PROTECTION

If we detect fraudulent activity on your debit card, we’ll check with you before allowing potential fraud on your account.

OPTIMIZE YOUR ONLINE BUSINESS BANKING EXPERIENCE

For an optimized online experience, we strongly recommend using Forcht Bank’s Business Online Banking with either Google Chrome or Microsoft Edge browsers

Free with eStatements² for ages 13 to 24

Designed with your school life in mind, iStudent Checking offers the flexibility and convenience students need to manage their money on the go.

Turn Up Your Banking Game!

Open an iStudent Checking Account and get more than a place to stash your cash--you could earn a free pair of Beats by Dr. Dre Solo3 Headphones! With no monthly fees, modern digital tools, and your own debit card, banking has never sounded this good. 

Whether you're studying, relaxing, or commuting to class, your new Beats will help you tune in while you stay on top of your finances.

This offer is here for a limited time--June 2 through July 19!

To earn the Beats by Dr. Dre Solo3 Headphones, open an iStudent Checking Account with at least $50, enroll in Online Banking, and make 10 debit card purchases in the first 45 days1.

Your new headphones--and better banking--are just a few clicks away!


iStudent checking comes with the essentials

  • No Monthly Service Charge
  • Online and Mobile Banking
  • Online Bill Pay
  • ATM/Debit Mastercard®
  • eStatements2
  • $50 Minimum Opening Deposit
  • No Minimum Balance Required
  • Over 90,000 Fee-Free ATMs
  • Online Card Management
  • Instant Issue Cards

Open an account today!

1Proof of student status may be required. Account opened by a minor (under age 18) requires a parent or guardian to be a joint owner of the account. At age 25, account will be converted to Easy Checking or comparable account type. *Offer is not available to existing Forcht Bank checking customers or customers whose accounts have been closed within the last 12 months. Promotional period begins on 6/02/2025 and ends on 07/19/2025. To receive the Beats by Dr. Dre Solo3 Headphones: (1) Open a Forcht Bank iStudent checking account, subject to approval; (2) Deposit $50 or more at account opening; (3) Complete at least 10 debit card transactions; and (4) enroll in Online Banking. All requirements must be met within 45 days of account opening. If all requirements have been met, the Beats by Dr. Dre Solo3 Headphones will be available to pick up at the branch where their account was opened 5 business days after the end of their 45-day promotional period. For accounts opened online, the Beats by Dr. Dre Solo3 Headphones can be picked up at the branch location nearest to the customer mailing address. No minimum balance is required to earn the bonus. The fair market value of the Beats by Dr. Dre Solo3 Headphones is considered interest and will be reported on IRS Form 1099-INT. If checking account is closed within 180 days after account opening, an early account closure fee will apply. Forcht Bank reserves the right to end the promotion without notice. Offer cannot be combined. Forcht Bank reserves the right to replace the Beats by Dr. Dre Solo3 Headphones with an item of similar value if it is not able to obtain the Headphones within the timeframes provided herein. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Beats and related trademarks, names and logos are the property of Beats Electronics, LLC and are registered and/or used in Canada, the U.S. and countries around the world. 

2eStatements require enrollment in online banking. $5 per month fee for paper statements.


Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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