Fraud Center
Fraud Center
The safety and security of our customers' finances are of utmost importance, and that's why we've carefully created this platform to educate on the various types of fraudulent activities that exist and the tools Forcht Bank has available to prevent them. By using our tools and resources, you can stay informed and take proactive measures to safeguard your personal and financial information. That's safe banking. That's Happier Banking.
Below are a few top trending scams.
Spoofing and phishing
Spoofing
Spoofing is when someone disguises an email address, sender name, phone number, or website URL—often just by changing one letter, symbol, or number—to convince you that you are interacting with a trusted source.
Phishing
Phishing schemes often use spoofing techniques to lure you in and get you to take the bait. These scams are designed to trick you into giving information to criminals that they shouldn’t have access to. Phishing has evolved and now has several variations that use similar techniques:
- Vishing scams happen over the phone, voice email, or VoIP (Voice over Internet Protocol) calls.
- Smishing scams happen through SMS (text) messages.
- Pharming scams happen when malicious code is installed on your computer to redirect you to fake websites.
cryptocurrency scams
A cryptocurrency scam is a fraudulent scheme that leverages digital currencies to deceive individuals into parting with their money or personal information. These scams often involve fake investment opportunities, impersonation of legitimate entities, or malware and phishing techniques to steal cryptocurrency.
work from home scams
Work-from-home scams are designed to exploit individuals seeking remote job opportunities. These scams often promise high earnings but require upfront payments for materials, certifications, or training. Scammers may use fake job postings, phishing emails, or messaging apps to recruit victims. The main goal is to steal personal information or financial assets.
For other common scams to watch out for, here's a printable PDF to keep handy. Click here to view..
LET us protect you
When you need extra protection, we're here for you. Check out our banking products below that can add an extra layer of security to your finances.
Forcht Bank Notifi ALerts
Notifi Alerts is a premium alert system designed to keep you in-the-know with all things related to your Forcht Bank account. Stay safe with 75+ customizable alert options!
Fraud stop Text ALERTS
Forcht Bank's premium text alert system Fraud Stop will help stop debit card fraud before it starts! If we detect unusual spending activity, we'll text you to confirm or deny the transaction.
Customer call Center
We're always here for you. Unsure if you are being scammed? Play it safe and give us a call at
844-4-FORCHT (844-436-7248)
financial forchtcast podcast
A monthly podcast where our own banking experts help you to master personal finances, business strategies, fraud, scams, and the economy.
GET SCAM SMART
Our goal is to help you keep your hard earned money. Stay vigilant and learn the best ways to avoid common scams below.
PHONE CALL SCAMS
TEXT MESSAGE SCAMS
EMAIL SCAMS

PHIshing red flags
Phishing scams can happen almost anywhere, anytime. Whether it's a text, call, or email, we'll help you avoid taking the bait. Here are some common signs of a scam:
- Asking for a PIN
- Asking for SSNs
- Sharing a "one-time" code
- Ask to download an attachment
- Misspelled words
- Asking for addresses
- Asking for your password
- Text or call unexpectedly
If you're suspicious, play it safe and call our Customer Care Center at 844-4-FORCHT (844-436-7248).

Fraud stop text alerts
With Forcht Bank's new premium text alert system, Fraud Stop, we help you stop debit card fraud before it starts.
How does it work?
Simple. If our system detects a potential attempted fraudulent purchase using your debit card information, we will text* you asking if the purchase is an authorized transaction. Simply reply “Yes” to approve the purchase or “No” to stop the purchase.
How do you sign up?
All Forcht Bank customers are automatically enrolled for our card monitoring service if you provided us with your mobile phone number. You can then receive this instantaneous text alerts to help stop fraud on your debit card.

Stay in the know with Forcht Bank Notifi Alerts
Need a text alert when someone tries to log into your Forcht Bank account? How about a mobile app notification when you've received a direct deposit? With Forcht Bank Notifi Alerts, you have over 75+ customizable alert options to choose from. Watch this video to see how Notifi Alerts can help you.
- SMS Text Alerts
- Mobile Push Notifications
- Email Alerts
- Secure Messaging Through Online Banking
VICTIM OF FRAUDULENT ACTIVITY? REPORT IT
If you think you have become a victim of identity theft or are concerned there is unauthorized access to your debit/credit card, online or mobile banking accounts, please call our Customer Care Center immediately – 844-436-7248. If you have indeed experienced any type of fraud on your account, you may want to contemplate filing a report with local law enforcement, as well as working with the credit bureaus to minimize any effect to your credit profile.
Equifax: equifax.com
To order a report, call 1-800-685-1111
To report fraud, call 1-800-525-6285
TDD 1-800-255-0056 and write to P.O. Box 740241, Atlanta, GA 30374-0241
Experian: experian.com
To order a report, call 1-888-EXPERIAN, 1-888-397-3742
To report fraud, call 1-888-EXPERIAN, 1-888-397-3742
TDD 1-800-972-0322 and write to P.O. Box 9532, Allen, TX 75013
TransUnion: transunion.com
To order a report, call 1-800-888-4213
To report fraud, call 1-800-680-7289
TDD 1-877-553-7803 Fax 1-714-447-6034 and write to
Fraud Victim Assistance Department, P.O. Box 6790
Fullerton, CA 92634-6790
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