A Fast Way to Send Money To People You Trust

The money goes directly into your bank account in minutes - it's available to spend just as fast. 

Now Offering Positve Pay for ACH and Checks

ACH Positive Pay is now available at Forcht Bank with Business Online Banking.  ACH Positive Pay is an online fraud mitigation service which allows you to manage ACH debits and credits posting to your business account.

This account is for customers age 55 or older who prefer physical over electronic. Enjoy the advantage of 2 free boxes of club checks per year and paper statements on us! Though you still have the option for eStatements and convenient access to Online and Mobile Banking anytime, anywhere.

Exclusive to our customers age 55 or older

  • For customers 55 and older
  • Earns variable interest rate1
  • Online, Mobile, & Telephone Banking
  • Online Bill Pay (unlimited)
  • ATM/Debit MasterCard®
  • Credit for Up to 5 Non-Forcht Bank ATM Fees Per Statement Cycle
  • Overdraft Link Protection available2
  • Accidental Overdraft Coverage
  • eStatements3 or Paper Statements
  • Forcht Friend rate on any new or renewing C.D., excluding specials.4
  • Two boxes of checks free per year
  • Free cashier's checks and money orders
  • Free notary service
  • 10% off safe deposit boxes (where available)
  • $50 minimum opening deposit
  • No monthly service charge if customer maintains a $500 minimum balance, OR has aggregate deposit balances of $5,000 or more. $5 monthly service charge if minimum balance(s) not maintained.

Interest Rate

*Effective as of 4/26/2021

AccountMin. Balance to obtain APY1Interest RateAPY2
55 Advantage CheckingAny0.05%0.05%

1The interest rate and Annual Percentage Yield (APY) may be subject to change after account opening.

2Transfers from your linked account may result in excess activity fee charges. Refer to your account disclosure for more information. $5 fee per transfer in $100 increments.

3eStatement require enrollment in Online Banking.

4Speak with a Forcht Bank Representative for details and rate.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.  

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