If we detect fraudulent activity on your debit card, we’ll check with you before allowing potential fraud on your account.


For an optimized online experience, we strongly recommend using Forcht Bank’s Business Online Banking with either Google Chrome or Microsoft Edge browsers

This account is for customers age 55 or older who prefer physical over electronic. Enjoy the advantage of 2 free boxes of club checks per year and paper statements on us! Though you still have the option for eStatements and convenient access to Online and Mobile Banking anytime, anywhere.

ready to experience happier Banking?

Exclusive to our customers age 55 or older

  • For customers 55 and older
  • Earns variable interest rate1
  • Online, Mobile, & Telephone Banking
  • Online Bill Pay (unlimited)
  • ATM/Debit MasterCard®
  • Overdraft Link Protection available2
  • eStatements3 or Paper Statements
  • Two boxes of checks free per year
  • Free cashier's checks and money orders
  • Free notary service
  • 10% off safe deposit boxes (where available)
  • $50 minimum opening deposit
  • No monthly service charge if customer maintains a $500 minimum balance, OR has aggregate deposit balances of $5,000 or more. $5 monthly service charge if minimum balance(s) not maintained.

Interest Rate

*Effective as of 2/21/2024

AccountMin. Balance to obtain APY1Interest RateAPY2
55 Advantage CheckingAny0.05%0.05%

1The interest rate and Annual Percentage Yield (APY) may be subject to change after account opening.

2Transfers from your linked account may result in excess activity fee charges. Refer to your account disclosure for more information. $5 fee per transfer in $100 increments.

3eStatement require enrollment in Online Banking.

4Speak with a Forcht Bank Representative for details and rate.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.  

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Enjoy 24/7 access to your finances with Online & Mobile Banking.

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