If we detect fraudulent activity on your debit card, we’ll check with you before allowing potential fraud on your account.


For an optimized online experience, we strongly recommend using Forcht Bank’s Business Online Banking with either Google Chrome or Microsoft Edge browsers

If you're looking for more than your basic checking account, Forcht Friend Checking is for you.

ready to experience happier banking?

Enjoy the essentials with some additional perks.

  • Earns variable interest rate1
  • Online, Mobile & Telephone Banking
  • Online Bill Pay (unlimited)
  • ATM/Debit MasterCard®
  • Overdraft Link Protection available2
  • eStatements3
  • $50 minimum opening deposit
  • No monthly service charge if customer maintains a $500 minimum balance, OR has aggregate deposit balances of $5,000 or more. $5 monthly service charge if minimum balance(s) not maintained.

Interest Rate

*Effective as of 2/21/2024

AccountMin. Balance to obtain APY1Interest RateAPY2
Forcht Friend CheckingAny0.05%0.05%

1 The interest rate and Annual Percentage Yield (APY) may be subject to change after account opening.

2Transfers from your linked account may result in excess activity fee charges. Refer to your account disclosure for more information. $5 fee per transfer in $100 increments.

3eStatements require enrollment in online banking. $5 per month fee for paper statements.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 

Happier Banking Has No Limits

Enjoy 24/7 access to your finances with Online & Mobile Banking.

Happier Homeownership Starts Here

Found your dream home? Our Online Mortgage Application lets you apply 24/7 in as little as 10 minutes.

Still have questions? Check out our Frequently Asked Questions page. Visit our FAQs

Prefer a more personal touch? Contact us directly - our team is ready to help! Connect With Us