A Fast Way to Send Money To People You Trust

The money goes directly into your bank account in minutes - it's available to spend just as fast. 

Now Offering Positve Pay for ACH and Checks

ACH Positive Pay is now available at Forcht Bank with Business Online Banking.  ACH Positive Pay is an online fraud mitigation service which allows you to manage ACH debits and credits posting to your business account.

This account option has all the basics you need, plus some additional perks. Earn interest on your balance and enjoy up to 5 ATM reimbursements for when you need cash away from home.

Enjoy the essentials with some additional perks.

  • Earns variable interest rate1
  • Online, Mobile & Telephone Banking
  • Online Bill Pay (unlimited)
  • ATM/Debit MasterCard®
  • Credit for Up to 5 Non-Forcht Bank ATM Fees Per Statement Cycle
  • Overdraft Link Protection available2
  • Accidental Overdraft Coverage
  • eStatements3
  • Forcht Friend Rate on any new or renewing C.D., excluding specials4
  • $50 minimum opening deposit
  • No monthly service charge if customer maintains a $500 minimum balance, OR has aggregate deposit balances of $5,000 or more. $5 monthly service charge if minimum balance(s) not maintained.

Interest Rate

*Effective as of 4/26/2021

AccountMin. Balance to obtain APY1Interest RateAPY2
Forcht Friend CheckingAny0.05%0.05%

1 The interest rate and Annual Percentage Yield (APY) may be subject to change after account opening.

2Transfers from your linked account may result in excess activity fee charges. Refer to your account disclosure for more information. $5 fee per transfer in $100 increments.

3eStatements require enrollment in online banking. $5 per month fee for paper statements.

4Speak with a Forcht Bank Representative for details and rate.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 

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