Fraud Center
Fraud Center
The Forcht Bank Fraud Center serves as a valuable resource to learn about the latest fraud schemes and how to protect yourself against them. The safety and security of our customers' finances are of utmost importance, and that's why we've carefully created this platform to educate on the various types of fraudulent activities that exist and the tools Forcht Bank has available to prevent them. By using our tools and resources, you can stay informed and take proactive measures to safeguard your personal and financial information. That's safe banking. That's Happier Banking.
Phishing Scams
In a phishing scam, fraudsters send fake emails, text messages, or phone calls to unsuspecting individuals, claiming to be from a legitimate organization like a bank or a government agency. They typically ask for sensitive information like passwords or credit card details and use that information to steal money or commit identity theft.
Charity scams
Charity scams involve fraudsters posing as legitimate charities or relief organizations, often in the wake of a natural disaster or other crisis, to solicit donations from unsuspecting individuals. The scammers keep the money for themselves rather than using it to help those in need.
Peer-to-Peer Payment Scams
We all know how easy it use to use peer-to-peer payment apps such as Cashapp, Venmo, and Zelle® . It's even easier for fraudsters to get away with scams using these platforms. These scams involve fraudsters posing as buyers or sellers and tricking individuals into sending money through the payment platform for goods or services that they never receive. The scammers often use fake or stolen identities, and may even pose as someone the victim knows or trusts. Once the victim sends the money, it is almost impossible to recover making Cashapp, Venmo, and Zelle® scams a growing concern for unsuspecting individuals.
LET's Protect your account
When you need extra protection, we're here for you. Check out our banking products below that can add an extra layer of security to your finances.
CardValet
CardValet is your debit cards best friend. The free to download app has a variety of security features to help protect your card.
Forcht Bank Notifi ALerts
Notifi Alerts is a premium alert system designed to keep you in-the-know with all things related to your Forcht Bank account. Stay safe with 75+ customizable alert options!
Fraud stop Text ALERTS
Forcht Bank's premium text alert system Fraud Stop will help stop debit card fraud before it starts! If we detect unusual spending activity, we'll text you to confirm or deny the transaction.
Customer call Center
We're always here for you. Unsure if you are being scammed? Play it safe and give us a call at
844-4-FORCHT (844-436-7248)
GET SCAM SMART
Our goal is to help you keep your hard earned money. Stay vigilant and learn the best ways to avoid common scams below.
PHONE CALL SCAMS
TEXT MESSAGE SCAMS
EMAIL SCAMS

PHIshing red flags
Phishing scams can happen almost anywhere, anytime. Whether it's a text, call, or email, we'll help you avoid taking the bait. Here are some common signs of a scam:
- Asking for a PIN
- Asking for SSNs
- Sharing a "one-time" code
- Ask to download an attachment
- Misspelled words
- Asking for addresses
- Asking for your password
- Text or call unexpectedly
If you're suspicious, play it safe and call our Customer Care Center at 844-4-FORCHT (844-436-7248).

Fraud stop text alerts
With Forcht Bank's new premium text alert system, Fraud Stop, we help you stop debit card fraud before it starts.
How does it work?
Simple. If our system detects a potential attempted fraudulent purchase using your debit card information, we will text* you asking if the purchase is an authorized transaction. Simply reply “Yes” to approve the purchase or “No” to stop the purchase.
How do you sign up?
Easy. You might already be signed up. All Forcht Bank customers are automatically enrolled for our card monitoring service. If you have provided your banker with your mobile phone number then you can receive this instantaneous text alerts to help stop fraud on your debit card.

Stay in the know with Forcht Bank Notifi Alerts
Need a text alert when someone tries to log into your Forcht Bank account? How about a mobile app notification when you've received a direct deposit? With Forcht Bank Notifi Alerts, you have over 75+ customizable alert options to choose from. Watch this video to see how Notifi Alerts can help you.
- SMS Text Alerts
- Mobile Push Notifications
- Email Alerts
- Secure Messaging Through Online Banking

CardValet®
CardValet lets you take control of your money. Check out these easy to use features:
- Turn your card on/off.
- Receive instant alerts when your card is being used.
- Set limits based on transaction amounts, locations, and merchant types to stay on budget.
- View transaction history, and more.
VICTIM OF FRAUDULENT ACTIVITY? REPORT IT
If you think you have become a victim of identity theft or are concerned there is unauthorized access to your debit/credit card, online or mobile banking accounts, please call our Customer Care Center immediately – 844-436-7248.
If you have indeed experienced any type of fraud on your account, you may want to contemplate filing a report with local law enforcement, as well as working with the credit bureaus to minimize any effect to your credit profile.
- Equifax: equifax.com To order a report, call 1-800-685-1111
To report fraud, call 1-800-525-6285
TDD 1-800-255-0056
and write to P.O. Box 740241, Atlanta, GA 30374-0241
- Experian: experian.com
To order a report, call 1-888-EXPERIAN, 1-888-397-3742
To report fraud, call 1-888-EXPERIAN, 1-888-397-3742
TDD 1-800-972-0322
and write to P.O. Box 9532, Allen, TX 75013
- TransUnion: transunion.com
To order a report, call 1-800-888-4213
To report fraud, call 1-800-680-7289
TDD 1-877-553-7803
fax 1-714-447-6034
and write to Fraud Victim Assistance Department,
P.O. Box 6790, Fullerton, CA 92634-6790
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