Rates

Effective as of 6/19/2017*

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Daily Balance 2Interest RateAPY 1
Checking Accounts


Forcht Friend CheckingAny0.05%0.05%
55 Advantage CheckingAny0.05%0.05%
Savings Accounts


Simple SavingsAny0.05%0.05%
Forcht Friend Savingsup to $9,999.99
$10,000.00 & up
0.05%
0.10%
0.05%
0.10%
Performance Money Marketup to $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 & up
0.05%
0.10%
0.10%
0.15%
0.05%
0.10%
0.10%
0.15%

1 The interest rate and Annual Percentage Yield (APY) may be subject to change after account opening. All above listed accounts are variable rate, meaning, at Forcht Bank's discretion, the rates may change at any time without notice.

2 Daily balance refers to the amount of the principal in the account each day. Interest is compounded daily and paid monthly or quarterly, based on account type.

All rates listed are effective as of the stated date. Forcht Bank may change this deposit rate sheet at any time. Account types may be added, changed or removed. Terms and conditions may be edited. New balance tiers may be created, and existing balance tiers may be consolidated, or removed entirely. Fees could reduce earnings on an account - see fee schedule for more information.

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Rate APR Maximum Term Estimated Monthly Payment
Mortgage Specials 1



5 year ARM 3.75% 4.752% 30 years $694.67
7 year ARM 3.99% 4.955% 30 years $715.26
15 year Fixed 4.50% 4.608% 15 years $1,147.54
Home Equity 2



Line of Credit Prime + 0% 4.25% 10 years $2,250
Line of Credit Prime + 1% 5.25% 10 years $2,250
Auto 3



New 4.25% 4.942% 60 months $189.61
Up to 5 Years Old 4.75% 5.609% 48 months $234.50
Older than 5 years 5.50% 6.634% 36 months $308.99
Boats & RVs 4



New & Used 6.99% 7.868% 48 months $244.87
Consumer Unsecured 5



Personal Loan 7.99% 10.141% 36 months $161.64

1 Interest rate and annual percentage rate (APR) are subject to change without notice and may vary. Interest rate and APR may vary based on the creditworthiness of the borrower, loan-to-value ratio, loan purpose, and owner occupancy. All loans are subject to credit and property approval. Other rates and terms available. All APR's and estimated payments are based on a $150,000 loan amount and loan to value ratio of 80%. The APR for the 5/1 & 7/1 adjustable rate mortgage is a fully indexed APR. The 5/1 adjustable rate mortgage has a fixed rate and payment for 5 years and adjusts annually thereafter. The 7/1 adjustable rate mortgage has a fixed rate and payment for 7 years and adjusts annually thereafter. All estimated payment amounts do not include property taxes and insurance, so actual payment amounts may be higher.

2 This is a variable rate line of credit secured by a one-to-four family, owner-occupied property only. This line of credit is offered with maximum $250 underwriting fee, if applicable. The variable annual percentage rate (APR) is based on the Wall Street Journal (WSJ) Prime Rate plus a margin. Interest rates and terms vary by property type, LTV ratio and credit history. All loans are subject to credit and property approval. Minimum monthly payment requirement is 1.50% based on outstanding balance. The estimated minimum payment amount shown is based on a $150,000 outstanding balance. Not for home purchase. Other rates and terms may be available.

3 Closed-end vehicle loan. Annual Percentage Rate (APR) applies with a maximum LTV of 100% for used vehicles, 95% LTV for new vehicles, and a minimum credit score of 700. All loans are subject to credit and collateral approval. Other rates and terms are available. Offer may change at any time. All APR's and estimated monthly payments are based on a $10,000 loan amount and maximum maturity listed.

4 Closed-end loan. Annual Percentage Rate (APR) applies with a minimum credit score of 700. The maximum LTV for the rate will vary depending on the type of collateral securing the loan, please contact us for details. All loans are subject to credit and collateral approval. Other rates and terms are available. Offer may change at any time. All APR's and estimated monthly payments are based on a $10,000 loan amount and maximum maturity listed.

5 Subject to credit approval. Other rates and terms are available. Offer may change at any time. APR for the interest rate of 7.99% are based on a $5,000 loan and maximum maturity.

*Rates subject to change.